Tell me not to end up in love

Fazer purchases start from the roll, but without planning you can raise a stockpile of shares. Check out 16 practical strategies to maintain financial control and avoid wardrobes in our buildings.

1. Set up a mensal supply

Define in advance how much of your income will be intended for non-essential gases (roupes, electronics, lasers) and not exceed this limit.

2. Monte uma lista de compras

Note the items you really need before going home or accessing them online. Fique fiel ao que está na list.

3. Pesquise e compare preços

Use maps, apps and comparison sites to find the best customer benefit. Leia avaliações de other consumers.

4. Avoid impulse purchases

Before paying, ask if the purchase is urgent and if you don't have any supplies. If it's summer in the morning, watch for less than 24 hours.

5. Prepay directly or debitly

Pay attention to the values you already have that can prevent excessive use of credit and avoid payments that we need to control.

6. Seja selective com promoções

Check if the discount really makes up for it and if the product is useful. You must not just remove the offer.

7. Consider second best products

Many items, such as vehicles and electronics, are in excellent condition for the 50 % at the original price.

8. Registre todas as despesas

Use plans or apps (Organize, Mobills) to note each purchase and review your gaskets weekly.

9. Negocie com o comerciante

In physical terms, you can obtain discounts at a glance or specific payment conditions. Demonstrating interest can make abatements.

10. Tracked with long parcels

Each parcel including juros embutidos. Avoid splitting more than six times and, whenever possible, prefer to pay at sight.

11. Check your credit limit

Know exactly how much you have available and that the accessories are fully used to ensure that you do not exceed the limit or compromise your equipment.

12. Planeje purchases of high value

For expensive items, you can pay a few months in advance before applying for credit immediately.

13. Controle o lado emocional

Avoid using purchases to reward yourself or give negative emotions. Practice physical activity or hobbies when you feel like enjoying yourself.

14. Use the credit card with credit card

If you opt for credit, pay the bill in full every month and enjoy benefits such as cashback without exceeding your payment.

15. Review your finances periodically

Every month, check whether the equipment is full and whether you need to adjust the gas limits or increase the emergency reserve.

16. Get help when necessary

If the split becomes insubstantial, provide guidance on appropriate services to consumers or financial consultants to renegotiate prices and taxes.

Conclusion

Adopting conscious shopping habits transforms your relationship with consumption and protects your bag. With well-defined ordering, price analysis, impulse control and rigorous accounting of expenses, you will find offers and conveniences without compromising your financial health. By maintaining discipline and planning, it is possible to consume food in form and avoid the cycle of starvation.